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STUDENT HANDBOOK A CATALOG SUPPLEMENT PDF Free Download

STUDENT HANDBOOK A CATALOG SUPPLEMENT PDF free Download. Think more deeply and widely.

2017
2026
Table of Contents
Table of Contents . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
President’s Message to New Students . . . . . . . . . . . . . . . . . . . . 2
Map of Classrooms . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Rules and Regulations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4-5
Career Advancement Information . . . . . . . . . . . . . . . . . . . . . . . 6
Consumer/Accreditation Information . . . . . . . . . . . . . . . . . . 7
Voter Registration . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7a
Services for Students with Disabilities . . . . . . . . . . . . . . . . . . 7b-7c
Attendance Regulations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8
Attendance Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8a
Policy regarding Absence and Make-up Exams . . . . . . . . . . . . 9
Professionalism Grade . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10
Academic Integrity Classroom Protocol . . . . . . . . . . . . . . . . . . . 10a
Academic Integrity Online Test Taking Rules. . . . . . . . . . . . . . 10b
Academic Integrity Authentication Policy . . . . . . . . . . . . . . . . . 10c-d
Graduate Placement Policy & Procedures . . . . . . . . . . . . . . . . 11-12
Description of Clinical Rotation/Externship Program . . . . . . . . 13
Policy governing Clinical Rotation/Externship Program . . . . . 14
Satisfactory Academic Progress Policy . . . . . . . . . . . . . . . . . . . 15-17
Family Educational Rights and Privacy Act . . . . . . . . . . . . . . 17a-17b
Tuition Payment Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18
Student Grievance Process . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19
Financial Aid: Policy, Verification and General Information . . . . . 20-29a
Professional Judgment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29b-29d
Credit Balance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29e
Book Return Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30
Learning Resource System . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31
Crime Awareness Report & Campus Security Act . . . . . . . . . . . 32-33
Drug Prevention Program . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34-42
Community Referral Services . . . . . . . . . . . . . . . . . . . . . . . . . . . 43-44
Academic Calendar . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 45
1.
Table of Contents
Table of Contents . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
President’s Message to New Students . . . . . . . . . . . . . . . . . . . . 2
Map of Classrooms . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Rules and Regulations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4-5
Career Advancement Information . . . . . . . . . . . . . . . . . . . . . . . 6
Consumer/Accreditation Information . . . . . . . . . . . . . . . . . . 7
Voter Registration . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7a
Services for Students with Disabilities . . . . . . . . . . . . . . . . . . 7b-7c
Attendance Regulations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8
Attendance Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8a
Policy regarding Absence and Make-up Exams . . . . . . . . . . . . 9
Professionalism Grade . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10
Academic Integrity Classroom Protocol . . . . . . . . . . . . . . . . . . . 10a
Academic Integrity Online Test Taking Rules. . . . . . . . . . . . . . 10b
Academic Integrity Authentication Policy . . . . . . . . . . . . . . . . . 10c-d
Graduate Placement Policy & Procedures . . . . . . . . . . . . . . . . 11-12
Description of Clinical Rotation/Externship Program . . . . . . . . 13
Policy governing Clinical Rotation/Externship Program . . . . . 14
Satisfactory Academic Progress Policy . . . . . . . . . . . . . . . . . . . 15-17
Family Educational Rights and Privacy Act . . . . . . . . . . . . . . 17a-17b
Tuition Payment Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18
Student Grievance Process . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19
Financial Aid: Policy, Verification and General Information . . . . . 20-29a
Professional Judgment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29b-29d
Credit Balance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29e
Book Return Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30
Learning Resource System . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31
Crime Awareness Report & Campus Security Act . . . . . . . . . . . 32-33
Drug Prevention Program . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34-42
Community Referral Services . . . . . . . . . . . . . . . . . . . . . . . . . . . 43-44
Academic Calendar . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 45
1.
Voter registration in Michigan
Michiganvotersareencouragedtoregisterasearlyaspossiblebeforean
election.Residents16to17.5canpreregister.Methodsandrequirementsforvoter
registrationdependonthefollowingdeadlines:
Ifthereare15+daysbeforeanelection,voterscanregisteronline,bymail,orinperson.
Within14daysofanelection,andonElectionDay,votersmayonlyregisterbyvisiting
theirlocalclerk’sofCicetoregisterinpersonwithproofofresidencydocumentation.
Voterscanchecktheirvoterregistrationstatusandlookuptheirlocalclerkinformation
atMichigan.gov/Vote.
Options for registering to vote
•Ataclerk'sofCice
•Online
•Bymail
Register in person at a clerk or satellite office
Requirements:
•Ifyou'reregisteringwithin14daysofanelection,youmustprovideproofof
residency.
•Ifyouregistertovoteinperson,youwillbeaskedforaphotoID.Ifyoudon'thave
one,youcansignasimpleformcalledanafCidavitandthenregistertovote.
Howtoregister:Avoterregistrationapplicationmayberequestedinpersonatalocal
clerk’sofCiceorasatelliteclerk’sofCicelocation.Theapplicationmaybecompletedon-site
andsubmittedortakenhomeandsubmittedlater.
Deadline:Applicationsmustbereceivedby,orpostmarkedassenttoyourlocalclerk's
ofCiceatleast15daysbeforeElectionDayinordertobeprocessedintimeforthenext
election.Within14daysofanelection,votersmustsubmitavoterregistrationapplication
inpersonandpresentproofofresidencyattheirlocalclerk’sofCice.Learnmoreabout
proofofresidency.
Votersinlineby8p.m.onElectionDayhavetherighttoregistertovoteinpersonattheir
localclerk’sofCice.
7a.
Voter registration in Michigan
Michiganvotersareencouragedtoregisterasearlyaspossiblebeforean
election.Residents16to17.5canpreregister.Methodsandrequirementsforvoter
registrationdependonthefollowingdeadlines:
Ifthereare15+daysbeforeanelection,voterscanregisteronline,bymail,orinperson.
Within14daysofanelection,andonElectionDay,votersmayonlyregisterbyvisiting
theirlocalclerk’sofCicetoregisterinpersonwithproofofresidencydocumentation.
Voterscanchecktheirvoterregistrationstatusandlookuptheirlocalclerkinformation
atMichigan.gov/Vote.
Options for registering to vote
•Ataclerk'sofCice
•Online
•Bymail
Register in person at a clerk or satellite office
Requirements:
•Ifyou'reregisteringwithin14daysofanelection,youmustprovideproofof
residency.
•Ifyouregistertovoteinperson,youwillbeaskedforaphotoID.Ifyoudon'thave
one,youcansignasimpleformcalledanafCidavitandthenregistertovote.
Howtoregister:Avoterregistrationapplicationmayberequestedinpersonatalocal
clerk’sofCiceorasatelliteclerk’sofCicelocation.Theapplicationmaybecompletedon-site
andsubmittedortakenhomeandsubmittedlater.
Deadline:Applicationsmustbereceivedby,orpostmarkedassenttoyourlocalclerk's
ofCiceatleast15daysbeforeElectionDayinordertobeprocessedintimeforthenext
election.Within14daysofanelection,votersmustsubmitavoterregistrationapplication
inpersonandpresentproofofresidencyattheirlocalclerk’sofCice.Learnmoreabout
proofofresidency.
Votersinlineby8p.m.onElectionDayhavetherighttoregistertovoteinpersonattheir
localclerk’sofCice.
7a.
Services for Students with Disabilities
The Institute understands that a student’s learning disability or learning disorder/difficulty is
when a student has difficulty learning using a typical approach. The causes vary; however, the
causal factor is typically a disorder that affects the brain’s ability to receive and process
information. In other words, learning disabilities are neurologically based conditions that get in
the way of fitting attainment, management, and use of skills and knowledge. Every effort is put
forth to ensure that students, faculty, and staff with disabilities at Carnegie Institute receive the
services and accommodations to which they are entitled. We also think that the learning
disorder can make it problematic for a person to learn as quickly or in the same way as
someone unaffected by a learning disability. People with learning disabilities have trouble
performing specific skills or completing tasks if they are left to figure things out themselves or
taught in conventional ways. The diagnosis of a learning disability in an adult requires
documentation of at least average intellectual functioning along with deficits in such areas as
Auditory processing, Visual processing, Information processing speed, Abstract reasoning,
Memory (long-term, short-term, visual, auditory), Spoken and written language skills, Reading
skills, Mathematical skills, Visual-spatial skills, and Motor skills. Carnegie Institute believes that
a learning disability is not a temporary disorder. This disability type impacts how students with
average or above-average intelligence process incoming, outgoing, or both.
Prevailing accommodations for students with learning disabilities are alternative print formats,
taped lectures, notetakers, adaptive technology, course substitutions, early syllabus, exam
modifications, priority registration, and study skills and strategies training. Students may be
required to submit documentation verifying the nature and extent of the disability receiving any
accommodations. In this case, the documentation must be provided to Carnegie Institute on
professional letterhead and contain the diagnosing professionals’ assessment dates, signatures,
titles, and license/certification numbers. Diagnoses and disabilities that do not have the required
information may not be used to determine eligibility for academic accommodations. An
Accommodation Request Form can be provided by the ADA Compliance Coordinator, Linda
Ingraham, Lingraham@carnegie-institute.edu.
Disability Accommodation & Grievance Policy
Carnegie Institute does not discriminate based on disability. Individuals with disabilities are
entitled to a reasonable accommodation to ensure that they have full and equal access to the
educational resources of the Institute, consistent with Section 504 of the Rehabilitation Act of
1973 (29 U.S.C. § 794) (“Section 504”) and the Americans with Disabilities Act (42 U.S.C. §
12182) (“ADA”) and their related statutes and regulations. Section 504 prohibits discrimination
based on disability in any program or activity receiving federal financial assistance. The ADA
prohibits a place of public accommodation from discriminating based on disability. The
applicable laws and regulations may be examined in the office of the ADA Compliance
Coordinator. The Compliance Coordinator has been designated to coordinate the efforts of the
Institute to comply with Section 504 and ADA. ADA Compliance Coordinator: Linda Ingraham
Lingraham@carnegie-institute.edu.
7b.
Services for Students with Disabilities
The Institute understands that a student’s learning disability or learning disorder/difficulty is
when a student has difficulty learning using a typical approach. The causes vary; however, the
causal factor is typically a disorder that affects the brain’s ability to receive and process
information. In other words, learning disabilities are neurologically based conditions that get in
the way of fitting attainment, management, and use of skills and knowledge. Every effort is put
forth to ensure that students, faculty, and staff with disabilities at Carnegie Institute receive the
services and accommodations to which they are entitled. We also think that the learning
disorder can make it problematic for a person to learn as quickly or in the same way as
someone unaffected by a learning disability. People with learning disabilities have trouble
performing specific skills or completing tasks if they are left to figure things out themselves or
taught in conventional ways. The diagnosis of a learning disability in an adult requires
documentation of at least average intellectual functioning along with deficits in such areas as
Auditory processing, Visual processing, Information processing speed, Abstract reasoning,
Memory (long-term, short-term, visual, auditory), Spoken and written language skills, Reading
skills, Mathematical skills, Visual-spatial skills, and Motor skills. Carnegie Institute believes that
a learning disability is not a temporary disorder. This disability type impacts how students with
average or above-average intelligence process incoming, outgoing, or both.
Prevailing accommodations for students with learning disabilities are alternative print formats,
taped lectures, notetakers, adaptive technology, course substitutions, early syllabus, exam
modifications, priority registration, and study skills and strategies training. Students may be
required to submit documentation verifying the nature and extent of the disability receiving any
accommodations. In this case, the documentation must be provided to Carnegie Institute on
professional letterhead and contain the diagnosing professionals’ assessment dates, signatures,
titles, and license/certification numbers. Diagnoses and disabilities that do not have the required
information may not be used to determine eligibility for academic accommodations. An
Accommodation Request Form can be provided by the ADA Compliance Coordinator, Linda
Ingraham, Lingraham@carnegie-institute.edu.
Disability Accommodation & Grievance Policy
Carnegie Institute does not discriminate based on disability. Individuals with disabilities are
entitled to a reasonable accommodation to ensure that they have full and equal access to the
educational resources of the Institute, consistent with Section 504 of the Rehabilitation Act of
1973 (29 U.S.C. § 794) (“Section 504”) and the Americans with Disabilities Act (42 U.S.C. §
12182) (“ADA”) and their related statutes and regulations. Section 504 prohibits discrimination
based on disability in any program or activity receiving federal financial assistance. The ADA
prohibits a place of public accommodation from discriminating based on disability. The
applicable laws and regulations may be examined in the office of the ADA Compliance
Coordinator. The Compliance Coordinator has been designated to coordinate the efforts of the
Institute to comply with Section 504 and ADA. ADA Compliance Coordinator: Linda Ingraham
Lingraham@carnegie-institute.edu.
7b.
Requests for Accommodation
Individuals with disabilities requesting reasonable accommodation must contact the ADA
Compliance Coordinator. Disclosure of a disability or a request for accommodation made to a
faculty or staff member besides the ADA Compliance Coordinator will not be treated as a
request for accommodation. However, if a student discloses a disability to faculty or staff
members, they must direct the student to the ADA Compliance Coordinator. The ADA
Compliance Coordinator will provide a student or applicant with an Accommodation Request
Form. Reasonable accommodation is available for students and applicants with appropriate
disability documentation. Such documentation should specify that a student has a physical or
mental impairment and how that impairment substantially limits one or more major life activities.
Generally, the supporting documentation must be dated less than three (3) years from the date
a student requests reasonable accommodation and must be completed by a qualified
professional specializing in the student’s disability, as enumerated below.
Disability Physical disability Qualified Professional Visual impairment MD, DO MD,
ophthalmologist, optometrist 146 147 Mobility, orthopedic impairment MD, DO Hearing
impairment MD, Audiologist (Au.D.) *Audiology exam should not be more than a year old
Speech and language impairment Licensed speech professional Learning disability Ph.D.
Psychologist, college learning disability specialist, and other appropriate professional Acquired
brain impairment MD neurologist, neuropsychologist Psychological disability Psychiatrist, Ph.D.
Psychologist, LMFT, or LCSW ADD/ADHD Psychiatrist; Ph.D. Psychologist, LMFT, or LCSW
Other disabilities MD who practices or specializes within the field of the particular disability.
Documentation used to evaluate the need and reasonableness of potential accommodations
may include the following: A licensed professional’s current medical diagnosis and date of
diagnosis, Evaluation of how the student’s disability affects one or more of the major life
activities and recommendations, Psychological and emotional diagnostic tests, Functional
effects or limitations of the disability, Medications and recommendations to alleviate the effects
or limitations.
The Institute may request additional documentation as needed. At its discretion, the Institute
may waive the requirement for medical documentation to support accommodation requests that
relate to obvious impairments and are de minimis (unimportant) in nature. After the ADA
Compliance Coordinator receives the Request Form and the required documentation, they will
engage the student or applicant in an interactive process to determine reasonable
accommodations. If the student or applicant is denied the requested accommodation, they may
file a grievance using the Grievance Process below. They also may file a complaint with the
U.S. Department of Education’s Office for Civil Rights or a similar state entity. The Institute will
make appropriate arrangements to ensure disabled individuals are provided other
accommodations, if required, to participate in this grievance process. The ADA Compliance
Coordinator will be responsible for such arrangements.
7c.
Requests for Accommodation
Individuals with disabilities requesting reasonable accommodation must contact the ADA
Compliance Coordinator. Disclosure of a disability or a request for accommodation made to a
faculty or staff member besides the ADA Compliance Coordinator will not be treated as a
request for accommodation. However, if a student discloses a disability to faculty or staff
members, they must direct the student to the ADA Compliance Coordinator. The ADA
Compliance Coordinator will provide a student or applicant with an Accommodation Request
Form. Reasonable accommodation is available for students and applicants with appropriate
disability documentation. Such documentation should specify that a student has a physical or
mental impairment and how that impairment substantially limits one or more major life activities.
Generally, the supporting documentation must be dated less than three (3) years from the date
a student requests reasonable accommodation and must be completed by a qualified
professional specializing in the student’s disability, as enumerated below.
Disability Physical disability Qualified Professional Visual impairment MD, DO MD,
ophthalmologist, optometrist 146 147 Mobility, orthopedic impairment MD, DO Hearing
impairment MD, Audiologist (Au.D.) *Audiology exam should not be more than a year old
Speech and language impairment Licensed speech professional Learning disability Ph.D.
Psychologist, college learning disability specialist, and other appropriate professional Acquired
brain impairment MD neurologist, neuropsychologist Psychological disability Psychiatrist, Ph.D.
Psychologist, LMFT, or LCSW ADD/ADHD Psychiatrist; Ph.D. Psychologist, LMFT, or LCSW
Other disabilities MD who practices or specializes within the field of the particular disability.
Documentation used to evaluate the need and reasonableness of potential accommodations
may include the following: A licensed professional’s current medical diagnosis and date of
diagnosis, Evaluation of how the student’s disability affects one or more of the major life
activities and recommendations, Psychological and emotional diagnostic tests, Functional
effects or limitations of the disability, Medications and recommendations to alleviate the effects
or limitations.
The Institute may request additional documentation as needed. At its discretion, the Institute
may waive the requirement for medical documentation to support accommodation requests that
relate to obvious impairments and are de minimis (unimportant) in nature. After the ADA
Compliance Coordinator receives the Request Form and the required documentation, they will
engage the student or applicant in an interactive process to determine reasonable
accommodations. If the student or applicant is denied the requested accommodation, they may
file a grievance using the Grievance Process below. They also may file a complaint with the
U.S. Department of Education’s Office for Civil Rights or a similar state entity. The Institute will
make appropriate arrangements to ensure disabled individuals are provided other
accommodations, if required, to participate in this grievance process. The ADA Compliance
Coordinator will be responsible for such arrangements.
7c.
13.
CLINICAL ROTATION/ EXTERNSHIP PROGRAM
The "Clinical Rotation/ Externship Program" at Carnegie Institute is that special
period in the training program during which time candidates for graduation are assigned
to school selected medical offices, clinics and hospitals. Here, under the supervision of
the physician, the medical business or clinical staff, the student observes and performs
various procedures and participates in the day-to-day activities which will be encountered
on the job. In this working environment, the student also learns to assist in administering
to the care and well-being of patients and thus is able to closely identify with the role
she/he is expected to assume upon completion of formal training.
The Clinical/ Externship assignments for all of the programs are scheduled by the
school’s Externship/Clinical Site Supervisor at selected clinical sites and is performed
without remuneration. The following reflects the total number of clinical
hours/externship required for each program:
Medical Assistant: 160 hours
Medical Business Specialist: 80 hours
Medical Insurance Biller: 140 hours
Massage Therapist: zero hours
Cardiovascular Technologist: 750 hours
Vascular Technologist: 750 hours
Electroneurodiagnostic Technologist: 300 hours
Cardiology Technician: 186 hours
Invasive Cardiovascular Technologist: 1000 hours
Cardiac Electrophysiology Technologist: 810 hours
Pacemaker/ICD Technician: 300 hours
Clinical/ Externship assignment, therefore, is a learning experience outside the school
facilities which is an integral part of the total training offered in each allied health
program.
Eligibility is determined by the Director of Education and is based on the student's
readiness for the externship placement as evidenced by general academic and
practical ability as well as professional demeanor and attendance compliance.
Externship placement for students in core programs will occur no earlier than the middle
of the junior quarter. Externship placement for students in advanced programs will occur
as appropriate to fulfill minimum quarterly externship hour requirement. In order to earn
the assigned credits each quarter, student must complete the externship/clinical hours as
reflected in the Quarterly Schedule of Instruction found in the school catalog. Externship
for all programs is performed without remuneration.
Students with excessive absenteeism (refer to page 8a.) will be required to complete one
additional hour of externship for each hour missed.
The school requires a satisfactory evaluation of the student's externship
performance from the hospital rotation supervisor, the physician, the medical business
manager, or clinical supervisor before a student is considered eligible for a diploma.
Candidate for graduation will find externship training invaluable in making a successful
transition from student to staff professional.
13.
CLINICAL ROTATION/ EXTERNSHIP PROGRAM
The "Clinical Rotation/ Externship Program" at Carnegie Institute is that special
period in the training program during which time candidates for graduation are assigned
to school selected medical offices, clinics and hospitals. Here, under the supervision of
the physician, the medical business or clinical staff, the student observes and performs
various procedures and participates in the day-to-day activities which will be encountered
on the job. In this working environment, the student also learns to assist in administering
to the care and well-being of patients and thus is able to closely identify with the role
she/he is expected to assume upon completion of formal training.
The Clinical/ Externship assignments for all of the programs are scheduled by the
school’s Externship/Clinical Site Supervisor at selected clinical sites and is performed
without remuneration. The following reflects the total number of clinical
hours/externship required for each program:
Medical Assistant: 160 hours
Medical Business Specialist: 80 hours
Medical Insurance Biller: 140 hours
Massage Therapist: zero hours
Cardiovascular Technologist: 750 hours
Vascular Technologist: 750 hours
Electroneurodiagnostic Technologist: 300 hours
Cardiology Technician: 186 hours
Invasive Cardiovascular Technologist: 1000 hours
Cardiac Electrophysiology Technologist: 810 hours
Pacemaker/ICD Technician: 300 hours
Clinical/ Externship assignment, therefore, is a learning experience outside the school
facilities which is an integral part of the total training offered in each allied health
program.
Eligibility is determined by the Director of Education and is based on the student's
readiness for the externship placement as evidenced by general academic and
practical ability as well as professional demeanor and attendance compliance.
Externship placement for students in core programs will occur no earlier than the middle
of the junior quarter. Externship placement for students in advanced programs will occur
as appropriate to fulfill minimum quarterly externship hour requirement. In order to earn
the assigned credits each quarter, student must complete the externship/clinical hours as
reflected in the Quarterly Schedule of Instruction found in the school catalog. Externship
for all programs is performed without remuneration.
Students with excessive absenteeism (refer to page 8a.) will be required to complete one
additional hour of externship for each hour missed.
The school requires a satisfactory evaluation of the student's externship
performance from the hospital rotation supervisor, the physician, the medical business
manager, or clinical supervisor before a student is considered eligible for a diploma.
Candidate for graduation will find externship training invaluable in making a successful
transition from student to staff professional.
STUDENT LOAN GENERAL INFORMATION FACT SHEET
To receive federal financial student aid, you must:
• Complete the Free Application for Federal Student Aid online at www.studentaid.gov
• All FAFSA information contributors must provide consent to access financial information
• Submit proof of other untaxed income and any other documentation as requested by the Financial Aid
Office
• Demonstrate financial need, except for some loan programs
• Have a high school diploma or GED
• Be enrolled at least half time
• Be a U.S. citizen or eligible non-citizen
• Have a valid Social Security Number
• Make satisfactory academic progress
• Complete Entrance Counseling and a Master Promissory Note prior to receipt of federal student loan funds
and Exit Counseling prior to graduation.
Note: You will need to reapply for federal aid every year.
When you apply for federal student aid, the information you report is used in a formula established by the U.S.
Congress, that calculates an amount you and your family are expected to contribute toward your education.
This calculated amount determines your student aid eligibility.
Student loans are available for attendance at Carnegie Institute through the Federal Direct Loan Program.
Direct Loans are either subsidized or unsubsidized. A subsidized loan is awarded on the basis of financial need
where no interest is charged on the loan while in attendance at least half time or during the grace period or
deferment periods. Student will receive a six-month grace period after dropping below half time.
An unsubsidized loan is not awarded based on need. You’ll be charged interest from the time the loan is
disbursed until it is paid in full. If you allow the interest to accumulate, it will be capitalized - that is the
interest will be added to the principal amount of your loan and will increase the amount you have to repay. If
you choose to pay the interest as it accumulates, you’ll repay less in the long run.
LOAN AMOUNTS - SUBSIDIZED
An academic year is defined as 36 weeks of instruction in a nine-month period. The maximum loan amount is
pro-rated when the student’s program is less than a full academic year. There is a limit on the maximum period
of time that you can receive Direct Subsidized Loans.
STUDENT GRADE LEVEL
Students are considered grade level 1 for determination of student loan amounts until they have satisfactorily
completed 36 (financial aid) credits. Financial aid credits are calculated by dividing the contact hours by 20.
Students may be considered to have progressed to a 2nd grade level after successfully earning 36 financial aid
credits, thereby becoming eligible for student loan funds based on 2nd year loan limits.
26.
STUDENT LOAN GENERAL INFORMATION FACT SHEET
To receive federal financial student aid, you must:
• Complete the Free Application for Federal Student Aid online at www.studentaid.gov
• All FAFSA information contributors must provide consent to access financial information
• Submit proof of other untaxed income and any other documentation as requested by the Financial Aid
Office
• Demonstrate financial need, except for some loan programs
• Have a high school diploma or GED
• Be enrolled at least half time
• Be a U.S. citizen or eligible non-citizen
• Have a valid Social Security Number
• Make satisfactory academic progress
• Complete Entrance Counseling and a Master Promissory Note prior to receipt of federal student loan funds
and Exit Counseling prior to graduation.
Note: You will need to reapply for federal aid every year.
When you apply for federal student aid, the information you report is used in a formula established by the U.S.
Congress, that calculates an amount you and your family are expected to contribute toward your education.
This calculated amount determines your student aid eligibility.
Student loans are available for attendance at Carnegie Institute through the Federal Direct Loan Program.
Direct Loans are either subsidized or unsubsidized. A subsidized loan is awarded on the basis of financial need
where no interest is charged on the loan while in attendance at least half time or during the grace period or
deferment periods. Student will receive a six-month grace period after dropping below half time.
An unsubsidized loan is not awarded based on need. You’ll be charged interest from the time the loan is
disbursed until it is paid in full. If you allow the interest to accumulate, it will be capitalized - that is the
interest will be added to the principal amount of your loan and will increase the amount you have to repay. If
you choose to pay the interest as it accumulates, you’ll repay less in the long run.
LOAN AMOUNTS - SUBSIDIZED
An academic year is defined as 36 weeks of instruction in a nine-month period. The maximum loan amount is
pro-rated when the student’s program is less than a full academic year. There is a limit on the maximum period
of time that you can receive Direct Subsidized Loans.
STUDENT GRADE LEVEL
Students are considered grade level 1 for determination of student loan amounts until they have satisfactorily
completed 36 (financial aid) credits. Financial aid credits are calculated by dividing the contact hours by 20.
Students may be considered to have progressed to a 2nd grade level after successfully earning 36 financial aid
credits, thereby becoming eligible for student loan funds based on 2nd year loan limits.
26.
INTEREST RATE/FEES
The interest rate is a fixed rate and is set each year in June for the upcoming award year. For loans disbursed
July 1, 2025 through June 30, 2026 the interest rate is 6.39% for subsidized and unsubsidized loans and 8.94% for
a Direct PLUS loan. The Department of Education charges a federal processing fee for each disbursement of
your federal student loan. The fee will be deducted proportionately from each disbursement of your loan.
APPLICATION PROCESS
• Create your FSA ID and Password
• Complete Free Application for Federal Student Aid online and specify Carnegie Institute as the school of
interest by inserting the school’s name and city or by the school code 007617.
• Applicant will be notified of the Financial Aid Offer by the Financial Aid Department.
• Applicant will complete enrollment process with the Admissions Department. A review of the Financial
Aid Offer will be conducted by the Financial Aid Department.
• Contact the Financial Aid Office to discuss loan application processing options.
Note: A financial aid package is put together that comes as close as possible to meeting your educational needs.
It is the school policy to award financial aid for direct educational expenses only. However, indirect
educational expenses may be considered if an eligibility criterion is met. Contact the Financial Aid Office for
further information.
CONFIRMATION
The Financial Aid Offer Letter lists the source of aid, estimated disbursement amount and disbursement period
of student’s financial aid funds. The student will accept or decline the offer, sign and date offer letter, which
will serve as confirmation by student of his or her acceptance of the financial aid being offered.
Financial aid funds are automatically credited to student’s tuition account. Once credited, the student will
receive an electronic notification that will state the amount applied and the source of the funds. Should a
student or parent in the case of a PLUS loan wish to cancel all or a portion of a loan, he or she must inform the
school in writing. All requests will be promptly reviewed, and an appropriate response issued.
REPAYMENT
Repayment begins 6 months after you cease to be at least a half-time student. The amount of each repayment
depends on your loan amount and on the length of your repayment period. Your loan must be repaid within 10
years. Your minimum monthly payment will be $50.00/month but may be adjusted to meet the requirement of
being repaid within 10 years.
PLUS LOANS (LOANS FOR PARENTS)
Federal PLUS Loans enable parents with good credit histories to borrow money to pay the education expenses
for each child who is a dependent undergraduate student enrolled at least half time. The maximum amount
your parents can borrow is limited to the cost of attendance minus any other financial aid you receive.
The interest rate is a fixed rate of 8.94%. Interest is charged on the loan from the date the first disbursement is
made until the loan is paid in full. The Department of Education charges a federal processing fee for each
disbursement of your federal student loan. The fee will be deducted proportionately from each disbursement
of your loan.
Repayment will generally begin within 30 days after the final loan disbursement. Upon request, the borrower
may be eligible for a six-month grace period, however interest begins to accumulate at the time the first
disbursement is made.
PELL GRANTS
A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded only to undergraduate
students who have not earned a bachelor’s or professional degree. Offers depend on program funding.
27.
INTEREST RATE/FEES
The interest rate is a fixed rate and is set each year in June for the upcoming award year. For loans disbursed
July 1, 2025 through June 30, 2026 the interest rate is 6.39% for subsidized and unsubsidized loans and 8.94% for
a Direct PLUS loan. The Department of Education charges a federal processing fee for each disbursement of
your federal student loan. The fee will be deducted proportionately from each disbursement of your loan.
APPLICATION PROCESS
• Create your FSA ID and Password
• Complete Free Application for Federal Student Aid online and specify Carnegie Institute as the school of
interest by inserting the school’s name and city or by the school code 007617.
• Applicant will be notified of the Financial Aid Offer by the Financial Aid Department.
• Applicant will complete enrollment process with the Admissions Department. A review of the Financial
Aid Offer will be conducted by the Financial Aid Department.
• Contact the Financial Aid Office to discuss loan application processing options.
Note: A financial aid package is put together that comes as close as possible to meeting your educational needs.
It is the school policy to award financial aid for direct educational expenses only. However, indirect
educational expenses may be considered if an eligibility criterion is met. Contact the Financial Aid Office for
further information.
CONFIRMATION
The Financial Aid Offer Letter lists the source of aid, estimated disbursement amount and disbursement period
of student’s financial aid funds. The student will accept or decline the offer, sign and date offer letter, which
will serve as confirmation by student of his or her acceptance of the financial aid being offered.
Financial aid funds are automatically credited to student’s tuition account. Once credited, the student will
receive an electronic notification that will state the amount applied and the source of the funds. Should a
student or parent in the case of a PLUS loan wish to cancel all or a portion of a loan, he or she must inform the
school in writing. All requests will be promptly reviewed, and an appropriate response issued.
REPAYMENT
Repayment begins 6 months after you cease to be at least a half-time student. The amount of each repayment
depends on your loan amount and on the length of your repayment period. Your loan must be repaid within 10
years. Your minimum monthly payment will be $50.00/month but may be adjusted to meet the requirement of
being repaid within 10 years.
PLUS LOANS (LOANS FOR PARENTS)
Federal PLUS Loans enable parents with good credit histories to borrow money to pay the education expenses
for each child who is a dependent undergraduate student enrolled at least half time. The maximum amount
your parents can borrow is limited to the cost of attendance minus any other financial aid you receive.
The interest rate is a fixed rate of 8.94%. Interest is charged on the loan from the date the first disbursement is
made until the loan is paid in full. The Department of Education charges a federal processing fee for each
disbursement of your federal student loan. The fee will be deducted proportionately from each disbursement
of your loan.
Repayment will generally begin within 30 days after the final loan disbursement. Upon request, the borrower
may be eligible for a six-month grace period, however interest begins to accumulate at the time the first
disbursement is made.
PELL GRANTS
A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded only to undergraduate
students who have not earned a bachelor’s or professional degree. Offers depend on program funding.
27.
29.
FINANCIAL AID OFFER
Student Name: Contact #:
Program: Date:__________________________
Program Start Date: _________________ FA Notes:_______________________________________________________
Your cost for tuition, books & fees: _____________________ Degree: None Associates Bachelor
ACADEMIC YEAR ONE
Period:
Net
Amount
Quarter
I
Net
Amount
Quarter
II
Net
Amount
Quarter
III
Total
Academic
Year Net
Amount
Gross
Amount
Decline
Pell Grant
SEOG
Fed. Direct Subsidized Loan
Fed. Direct Unsubsidized Loan
Other/Source
GRAND TOTAL
Cost of Attendance
ACADEMIC YEAR TWO
Period:
Net
Amount
Quarter
IV
Net
Amount
Quarter
V
Net
Amount
Quarter
VI
Total
Academic
Year Net
Amount
Gross
Amount
Decline
Pell Grant
SEOG
Fed. Direct Subsidized Loan
Fed. Direct Unsubsidized Loan
Other/Source
GRAND TOTAL
Cost of Attendance
ACADEMIC YEAR THREE
Period:
Net
Amount
Quarter
VII
Net
Amount
Quarter
VIII
Total
Academic
Year Net
Amount
Gross
Amount
Decline
Pell Grant
SEOG
Fed. Direct Subsidized Loan
Fed. Direct Unsubsidized Loan
Other/Source
GRAND TOTAL
Cost of Attendance
Summary: Tuition and Fees _________________________________
Less Deposit___ __________________________________
Total Financial Aid_______________________________
Remaining Balance: Student Cash Payments:
I authorize the student loan packaging as shown above: _______________________________________ ______________
Signature Date
29.
FINANCIAL AID OFFER
Student Name: Contact #:
Program: Date:__________________________
Program Start Date: _________________ FA Notes:_______________________________________________________
Your cost for tuition, books & fees: _____________________ Degree: None Associates Bachelor
ACADEMIC YEAR ONE
Period:
Net
Amount
Quarter
I
Net
Amount
Quarter
II
Net
Amount
Quarter
III
Total
Academic
Year Net
Amount
Gross
Amount
Accept
Decline
Pell Grant
SEOG
Fed. Direct Subsidized Loan
Fed. Direct Unsubsidized Loan
Other/Source
GRAND TOTAL
Cost of Attendance
ACADEMIC YEAR TWO
Period:
Net
Amount
Quarter
IV
Net
Amount
Quarter
V
Net
Amount
Quarter
VI
Total
Academic
Year Net
Amount
Gross
Amount
Accept
Decline
Pell Grant
SEOG
Fed. Direct Subsidized Loan
Fed. Direct Unsubsidized Loan
Other/Source
GRAND TOTAL
Cost of Attendance
ACADEMIC YEAR THREE
Period:
Net
Amount
Quarter
VII
Net
Amount
Quarter
VIII
Total
Academic
Year Net
Amount
Gross
Amount
Accept
Decline
Pell Grant
SEOG
Fed. Direct Subsidized Loan
Fed. Direct Unsubsidized Loan
Other/Source
GRAND TOTAL
Cost of Attendance
Summary: Tuition and Fees _________________________________
Less Deposit___ __________________________________
Total Financial Aid_______________________________
Remaining Balance: Student Cash Payments:
I authorize the student loan packaging as shown above: _______________________________________ ______________
Signature Date
29. (cont’d)
Congratulations! Your financial aid offer shown is an estimate based on your projected enrollment status for the above
referenced academic year and is subject to change due to a variety of factors. To receive federal student loans, you must
be enrolled at least half-time. Your aid has been packaged to meet direct educational expenses. However, your loan
eligibility may exceed what has been packaged and any additional funds can be requested by contacting the financial
aid office.
Note any special circumstances, adjustments to family contribution for course length and explain other adjustments to
family contribution.
Note, if your estimated offer includes loans, the federal government may charge you fees on those loans. The “Net
Amount” listed above reflects those fees (if applicable). The “Gross Amount” listed above is the actual amount you will
borrow before the fees are deducted (if applicable).
If this estimated offer includes federal student loan(s), you have the right to decline, cancel, or reduce the amount of the
student loan(s). If you wish to borrow student loans, you must go to www.studentaid.gov and complete a Master
Promissory Note as well as complete and submit Entrance Counseling.
If you wish to decline, cancel, or reduce the amount of the student loan(s), you must notify the Financial Aid Office, in
writing, within 30 days of the date of this notification. You will be given another opportunity to decline funds at the time
that your student loans are disbursed.
Financial aid will be applied to your tuition and fees for the payment periods in which you are enrolled. If your enrollment
status changes due to withdrawal, dismissal, graduation, or program changes, your offer may be changed or cancelled.
You must provide all required documents to Carnegie Institute to receive your aid. In addition, you must maintain
satisfactory academic progress as stated in the school catalog. You may be required to submit additional documentation
to verify certain data elements on your application. Once Carnegie applies your financial aid to your student account,
any resulting credit balance will be refunded in the manner you have authorized.
Please visit our website at www.carnegie-institute.edu to view Graduation Rates and the Median Borrowing for all
programs offered. For further information, please contact the Financial Aid Office.
Unpaid Balances:
I understand if I have an unpaid balance to Carnegie Institute and do not make satisfactory payment arrangements, my
account may be placed with an external collection agency. I will be responsible for reimbursement of any fees from the
collection agency, including all costs and expenses incurred collecting my account, and possibly including reasonable
attorney’s fees if so incurred during collection efforts.
In order for Carnegie Institute, or their designated external collection agency, to service my account, and where not
prohibited by applicable law, I agree that Carnegie Institute and the designated external collection agency are authorized
to (1) contact me by telephone at the telephone number(s) I am providing, including wireless telephone numbers, which
could result in charges to me. (2) They may also contact me by sending text messages (message and data rates may apply)
or emails, using any email address I provide and (3) methods of contact may include using pre-recorded/artificial voice
message and/or use of an automatic dialing service, as applicable.
29. (cont’d)
Congratulations! Your financial aid offer shown is an estimate based on your projected enrollment status for the above
referenced academic year and is subject to change due to a variety of factors. To receive federal student loans, you must
be enrolled at least half-time. Your aid has been packaged to meet direct educational expenses. However, your loan
eligibility may exceed what has been packaged and any additional funds can be requested by contacting the financial
aid office.
Note any special circumstances, adjustments to family contribution for course length and explain other adjustments to
family contribution.
Note, if your estimated offer includes loans, the federal government may charge you fees on those loans. The “Net
Amount” listed above reflects those fees (if applicable). The “Gross Amount” listed above is the actual amount you will
borrow before the fees are deducted (if applicable).
If this estimated offer includes federal student loan(s), you have the right to decline, cancel, or reduce the amount of the
student loan(s). If you wish to borrow student loans, you must go to www.studentaid.gov and complete a Master
Promissory Note as well as complete and submit Entrance Counseling.
If you wish to decline, cancel, or reduce the amount of the student loan(s), you must notify the Financial Aid Office, in
writing, within 30 days of the date of this notification. You will be given another opportunity to decline funds at the time
that your student loans are disbursed.
Financial aid will be applied to your tuition and fees for the payment periods in which you are enrolled. If your enrollment
status changes due to withdrawal, dismissal, graduation, or program changes, your offer may be changed or cancelled.
You must provide all required documents to Carnegie Institute to receive your aid. In addition, you must maintain
satisfactory academic progress as stated in the school catalog. You may be required to submit additional documentation
to verify certain data elements on your application. Once Carnegie applies your financial aid to your student account,
any resulting credit balance will be refunded in the manner you have authorized.
Please visit our website at www.carnegie-institute.edu to view Graduation Rates and the Median Borrowing for all
programs offered. For further information, please contact the Financial Aid Office.
Unpaid Balances:
I understand if I have an unpaid balance to Carnegie Institute and do not make satisfactory payment arrangements, my
account may be placed with an external collection agency. I will be responsible for reimbursement of any fees from the
collection agency, including all costs and expenses incurred collecting my account, and possibly including reasonable
attorney’s fees if so incurred during collection efforts.
In order for Carnegie Institute, or their designated external collection agency, to service my account, and where not
prohibited by applicable law, I agree that Carnegie Institute and the designated external collection agency are authorized
to (1) contact me by telephone at the telephone number(s) I am providing, including wireless telephone numbers, which
could result in charges to me. (2) They may also contact me by sending text messages (message and data rates may apply)
or emails, using any email address I provide and (3) methods of contact may include using pre-recorded/artificial voice
message and/or use of an automatic dialing service, as applicable.
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



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
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
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
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


 






✓
✓
✓
✓
✓




 
 











 




 





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✓
✓
✓
✓






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
 
 











 




 


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


✓
✓
✓
✓





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



 



Acceptable Documentation



Special Circumstances
•
•

Unusual Circumstances
•
•

•


•

•



•
•

•





 



Acceptable Documentation



Special Circumstances
•
•

Unusual Circumstances
•
•

•


•

•



•
•

•


TITLE IV
CREDIT BALANCE AUTHORIZATION
Name: _______________________________ Date: _____________________
Program: _____________________________
You currently have a PARENT PLUS credit balance on your tuition account in the amount of
$________________. Please select an option from below.
I request the funds be applied against my child’s current student loans.
I do not wish for the funds to be applied to my child’s loans and request a cash refund
made payable to myself.
I do not wish for the funds to be applied to my child’s loans and request a cash refund
made payable to my child __________________________.
We encourage you to be mindful of your student loan debt and how applying this credit balance
to your student loan account will help to reduce your future loan payment.
You have (5) five days to respond to this notice. If no response is received, your credit will be
applied to your student loan account.
_____________________________________ _______________
Parent of _____________________ Signature Date
29e.
30 November 2025
TITLE IV
CREDIT BALANCE AUTHORIZATION
Name: _______________________________ Date: _____________________
Program: _____________________________
You currently have a PARENT PLUS credit balance on your tuition account in the amount of
$________________. Please select an option from below.
I request the funds be applied against my child’s current student loans.
I do not wish for the funds to be applied to my child’s loans and request a cash refund
made payable to myself.
I do not wish for the funds to be applied to my child’s loans and request a cash refund
made payable to my child __________________________.
We encourage you to be mindful of your student loan debt and how applying this credit balance
to your student loan account will help to reduce your future loan payment.
You have (5) five days to respond to this notice. If no response is received, your credit will be
applied to your student loan account.
_____________________________________ _______________
Parent of _____________________ Signature Date
29e.
30 November 2025
TITLE IV
CREDIT BALANCE AUTHORIZATION
Name: _______________________________ Date: _____________________
Program: _____________________________
You currently have a credit balance on your tuition account in the amount of
$________________. Your financial aid received has exceeded your institutional
charges. We must resolve this credit balance. Please select an option from below.
I request the funds be applied against my current student loans.
I do not wish for the funds to be applied to my student loans and request a
cash refund.
We encourage you to be mindful of your student loan debt and how applying this
credit balance to your student loan account will help to reduce your future loan
payment.
You have (5) five days to respond to this notice. If no response is received, your
credit will be applied to your student loan account.
_____________________________________ _______________
Student Signature Date
29e.
30 November 2025
TITLE IV
CREDIT BALANCE AUTHORIZATION
Name: _______________________________ Date: _____________________
Program: _____________________________
You currently have a credit balance on your tuition account in the amount of
$________________. Your financial aid received has exceeded your institutional
charges. We must resolve this credit balance. Please select an option from below.
I request the funds be applied against my current student loans.
I do not wish for the funds to be applied to my student loans and request a
cash refund.
We encourage you to be mindful of your student loan debt and how applying this
credit balance to your student loan account will help to reduce your future loan
payment.
You have (5) five days to respond to this notice. If no response is received, your
credit will be applied to your student loan account.
_____________________________________ _______________
Student Signature Date
29e.
30 November 2025
COMMUNITY REFERRAL SERVICES
Resources for all counties: Call 211 or visit 211.org
This is an interstate help line that connects people to services provided by United Way and other non-
profit agencies. In the tri-county area 211 connects you to services provided by the United Way of
Michigan.
Services include:
• Basic Human Needs Resources – including food and clothing banks, shelters, rent assistance, and
utility assistance.
• Physical and Mental Health Resources – including health insurance programs, Medicaid and
Medicare, maternal health resources, health insurance programs for children, medical information
lines, crisis intervention services, support groups, counseling, and drug and alcohol intervention and
rehabilitation.
• Work Support – including financial assistance, job training, transportation assistance and education
programs.
• Access to Services in Non-English Languages - including language translation and interpretation
services to help non-English-speaking people find public resources (Foreign language services vary
by location.)
• Support for Older Americans and Persons with Disabilities – including adult day care, community
meals, respite care, home health care, transportation and homemaker services.
Housing:
• Community Housing Network: 248-928-0111 or 586-221-5900
Food, housing, health care:
• Michigan Department of Health and Human Services www.michigan.gov/mdhhs
provides an extensive list of services.
Substance Abuse & Mental Health: 800-729-6686
Alcoholics Anonymous Resource and Crisis Center (Intervention): 800-231-1127
Alcoholics Anonymous: 877-337-0611
Al-Anon Family Groups: 888-425-2666
Domestic Violence: 800-799-7233
Drug Prevention & Treatment: 800-729-6686
Drug Treatment Referrals: 800-662-4357
Marijuana Anonymous: 800-766-6779
Narcotics Anonymous: 248- 543-7200
Gambling Helpline: 800-270-7117
Gam-Anon: 888-844-2891
43.
COMMUNITY REFERRAL SERVICES
Resources for all counties: Call 211 or visit 211.org
This is an interstate help line that connects people to services provided by United Way and other non-
profit agencies. In the tri-county area 211 connects you to services provided by the United Way of
Michigan.
Services include:
• Basic Human Needs Resources – including food and clothing banks, shelters, rent assistance, and
utility assistance.
• Physical and Mental Health Resources – including health insurance programs, Medicaid and
Medicare, maternal health resources, health insurance programs for children, medical information
lines, crisis intervention services, support groups, counseling, and drug and alcohol intervention and
rehabilitation.
• Work Support – including financial assistance, job training, transportation assistance and education
programs.
• Access to Services in Non-English Languages - including language translation and interpretation
services to help non-English-speaking people find public resources (Foreign language services vary
by location.)
• Support for Older Americans and Persons with Disabilities – including adult day care, community
meals, respite care, home health care, transportation and homemaker services.
Housing:
• Community Housing Network: 248-928-0111 or 586-221-5900
Food, housing, health care:
• Michigan Department of Health and Human Services www.michigan.gov/mdhhs
provides an extensive list of services.
Substance Abuse & Mental Health: 800-729-6686
Alcoholics Anonymous Resource and Crisis Center (Intervention): 800-231-1127
Alcoholics Anonymous: 877-337-0611
Al-Anon Family Groups: 888-425-2666
Domestic Violence: 800-799-7233
Drug Prevention & Treatment: 800-729-6686
Drug Treatment Referrals: 800-662-4357
Marijuana Anonymous: 800-766-6779
Narcotics Anonymous: 248- 543-7200
Gambling Helpline: 800-270-7117
Gam-Anon: 888-844-2891
43.
COMMUNITY REFERRAL SERVICES (CONTINUED)
Oakland County: www.oakgov.com/health
Oakland County Health and Human Services 248-858-1280
Housing Counseling and Homeless Services 248-858-5402
Substance Abuse treatment 248-464-6363
Common Ground 800-231-1127
Domestic Violence – HAVEN 248-334-1274
Food Pantry resources: www.oakland.mi.networkofcare.org
Open Hands (Royal Oak) 248-546-1255
Yad Ezra (Berkley) 248-548-3663
God’s Helping Hands (Rochester) 248-852-7400
Neighborhood House (Rochester) 248-651-5836
Hospitality House (Commerce Twp.) 248-960-9975
Honor Community Health (12 Locations) www.honorcommunityhealth.org 248-724-7600
Macomb County: www.macombgov.org/Hcs-Home
Department of Health and Community Services 586-469-7190
Food assistance/pantries: www.mca.macombgov.org/MCA-ES-Food
Macomb Food Program (food pantry) 586-469-2572
Emergency Food Assistance Program 586-469-6004
Community Action Center 586-469-5222
Housing, utility, food assistance
Community Mental Health (MCCMH) and Open Access Center (OAC) 855-996-2264 or 586-948-0222
Include substance abuse
Detroit Rescue Mission Ministries 313-993-4700
Food, housing, substance abuse
Domestic Violence:
Crisis Center 586-307-9100
Turning Point 586-463-6990
Wayne County: www.michigan.gov.mdhhs
Detroit Wayne Mental Health Authority 800-241-4949
Mental health services
Detroit Rescue Mission Ministries 313-993-4700
Food, housing, substance abuse
43a.
COMMUNITY REFERRAL SERVICES (CONTINUED)
Oakland County: www.oakgov.com/health
Oakland County Health and Human Services 248-858-1280
Housing Counseling and Homeless Services 248-858-5402
Substance Abuse treatment 248-464-6363
Common Ground 800-231-1127
Domestic Violence – HAVEN 248-334-1274
Food Pantry resources: www.oakland.mi.networkofcare.org
Open Hands (Royal Oak) 248-546-1255
Yad Ezra (Berkley) 248-548-3663
God’s Helping Hands (Rochester) 248-852-7400
Neighborhood House (Rochester) 248-651-5836
Hospitality House (Commerce Twp.) 248-960-9975
Honor Community Health (12 Locations) www.honorcommunityhealth.org 248-724-7600
Macomb County: www.macombgov.org/Hcs-Home
Department of Health and Community Services 586-469-7190
Food assistance/pantries: www.mca.macombgov.org/MCA-ES-Food
Macomb Food Program (food pantry) 586-469-2572
Emergency Food Assistance Program 586-469-6004
Community Action Center 586-469-5222
Housing, utility, food assistance
Community Mental Health (MCCMH) and Open Access Center (OAC) 855-996-2264 or 586-948-0222
Include substance abuse
Detroit Rescue Mission Ministries 313-993-4700
Food, housing, substance abuse
Domestic Violence:
Crisis Center 586-307-9100
Turning Point 586-463-6990
Wayne County: www.michigan.gov.mdhhs
Detroit Wayne Mental Health Authority 800-241-4949
Mental health services
Detroit Rescue Mission Ministries 313-993-4700
Food, housing, substance abuse
43a.
Health Care for the Uninsured
Oakland County:
Gary Burnstein Community Health Clinic Fern Care Free Clinic
45580 Woodward Avenue 751 E. 9 Mile Ste. 2
Pontiac, MI 48341 Ferndale, MI 48220
(248) 309-3752 (248) 677-2273
Medical and Dental Services
Mercy Place Clinic Cross Roads Care Center
55 Clinton 3205 South Blvd.
Pontiac, MI 48342 Auburn Hills, MI 48326
(248) 333-0840 (248) 293-0070
Medical and Vision
Anne Mare' Ice Pediatric Health Center MAPI Clinic (Michigan Assoc. of Indian Heritage)
23077 Greenfield Ste 200 28235 Southfield Rd.
Southfield, MI 48075 Lathrup Village, MI 48076
(313) 824-1000 (248) 327-6748
Macomb County:
Neighbors Caring for Neighbors Trinity Community Care Clinic
15420 19 Mile Road 47511 Van Dyke
Clinton Township, MI 48038 Shelby Township, MI 48317
(586) 756-7005 (586) 649-3014
Medical and Dental Services
Wayne County:
St. Frances Cabrini Clinic Mercy Primary Care Center
1234 Porter Street 5555 Conner, Suite 2691
Detroit, MI 48226 Detroit, MI 48213
(313) 961-7863 (313) 579-4000
East Riverside Health Center Wyandotte Clinic (for the working uninsured)
13901 E. Jefferson Avenue 3333 Biddle Ave. Ste A
Detroit, MI 48215 Wyandotte, MI 48192
(313) 822-0900 (734) 365-3560
Hope Medical Clinic Hope Family Health Center
33608 Palmer Rd. 12121 Broadstreet
Westland, MI 48186 Detroit, MI 48204
(734) 710-6688 (313) 824-1000
The Luke Clinic
7354 Whitaker
Detroit, MI 48209
(313) 789-7862
44.
Health Care for the Uninsured
Oakland County:
Gary Burnstein Community Health Clinic Fern Care Free Clinic
45580 Woodward Avenue 751 E. 9 Mile Ste. 2
Pontiac, MI 48341 Ferndale, MI 48220
(248) 309-3752 (248) 677-2273
Medical and Dental Services
Mercy Place Clinic Cross Roads Care Center
55 Clinton 3205 South Blvd.
Pontiac, MI 48342 Auburn Hills, MI 48326
(248) 333-0840 (248) 293-0070
Medical and Vision
Anne Mare' Ice Pediatric Health Center MAPI Clinic (Michigan Assoc. of Indian Heritage)
23077 Greenfield Ste 200 28235 Southfield Rd.
Southfield, MI 48075 Lathrup Village, MI 48076
(313) 824-1000 (248) 327-6748
Macomb County:
Neighbors Caring for Neighbors Trinity Community Care Clinic
15420 19 Mile Road 47511 Van Dyke
Clinton Township, MI 48038 Shelby Township, MI 48317
(586) 756-7005 (586) 649-3014
Medical and Dental Services
Wayne County:
St. Frances Cabrini Clinic Mercy Primary Care Center
1234 Porter Street 5555 Conner, Suite 2691
Detroit, MI 48226 Detroit, MI 48213
(313) 961-7863 (313) 579-4000
East Riverside Health Center Wyandotte Clinic (for the working uninsured)
13901 E. Jefferson Avenue 3333 Biddle Ave. Ste A
Detroit, MI 48215 Wyandotte, MI 48192
(313) 822-0900 (734) 365-3560
Hope Medical Clinic Hope Family Health Center
33608 Palmer Rd. 12121 Broadstreet
Westland, MI 48186 Detroit, MI 48204
(734) 710-6688 (313) 824-1000
The Luke Clinic
7354 Whitaker
Detroit, MI 48209
(313) 789-7862
44.
Academic Calendar
2026
Start of Winter Quarter ........................................................................................................ January 5
Martin Luther King Holiday .................................................................................................. January 19
Completion of Winter Quarter ............................................................................................. March 28
Start of Spring Quarter ........................................................................................................ March 30
Spring Recess ..................................................................................................................... April 3-5
Memorial Day Holiday ......................................................................................................... May 23-25
Completion of Spring Quarter ............................................................................................. June 20
Summer Recess ................................................................................................................. June 21-28
Start of Summer Quarter ..................................................................................................... June 29
Independence Day Holiday ................................................................................................. July 4-6
Labor Day Holiday .............................................................................................................. September 7
Completion of Summer Quarter .......................................................................................... September 12
Commencement Exercises ................................................................................................. September 13
Fall Recess ......................................................................................................................... September 14-27
Start of Fall Quarter ............................................................................................................ September 28
Thanksgiving Recess .......................................................................................................... November 26-29
Completion of Fall Quarter .................................................................................................. December 19
Winter Holiday ..................................................................................................................... December 20-Jan.3
2027
Start of Winter Quarter ........................................................................................................ January 4
Martin Luther King Holiday .................................................................................................. January 18
Completion of Winter Quarter ............................................................................................. March 25
Spring Recess ..................................................................................................................... March 26-28
Start of Spring Quarter ........................................................................................................ March 29
Memorial Day Holiday ......................................................................................................... May 29-31
Completion of Spring Quarter ............................................................................................. June 19
Summer Recess ................................................................................................................. June 20-27
Start of Summer Quarter ..................................................................................................... June 28
Independence Day Holiday ................................................................................................. July 4-5
Labor Day Holiday .............................................................................................................. September 6
Completion of Summer Quarter .......................................................................................... September 11
Commencement Exercises ................................................................................................. September 12
Fall Recess ......................................................................................................................... September 13-26
Start of Fall Quarter ............................................................................................................ September 27
Thanksgiving Recess .......................................................................................................... November 25-28
Completion of Fall Quarter .................................................................................................. December 18
Winter Holiday ..................................................................................................................... December 19-Jan. 2
2028
Start of Winter Quarter ........................................................................................................ January 3
Martin Luther King Holiday .................................................................................................. January 17
Completion of Winter Quarter ............................................................................................. March 25
Start of Spring Quarter ........................................................................................................ March 27
Spring Recess ..................................................................................................................... April 14-16
Memorial Day Holiday ......................................................................................................... May 27-29
Completion of Spring Quarter ............................................................................................. June 17
Summer Recess ................................................................................................................. June 18-25
Start of Summer Quarter ..................................................................................................... June 26
Independence Day Holiday ................................................................................................. July 4
Labor Day Holiday .............................................................................................................. September 4
Completion of Summer Quarter .......................................................................................... September 9
Commencement Exercises ................................................................................................. September 10
Fall Recess ......................................................................................................................... September 11-24
Start of Fall Quarter ............................................................................................................ September 25
Thanksgiving Recess .......................................................................................................... November 23-26
Completion of Fall Quarter .................................................................................................. December 18
Winter Holiday ..................................................................................................................... December 19-Jan.1
45.
Academic Calendar
2026
Start of Winter Quarter ........................................................................................................ January 5
Martin Luther King Holiday .................................................................................................. January 19
Completion of Winter Quarter ............................................................................................. March 28
Start of Spring Quarter ........................................................................................................ March 30
Spring Recess ..................................................................................................................... April 3-5
Memorial Day Holiday ......................................................................................................... May 23-25
Completion of Spring Quarter ............................................................................................. June 20
Summer Recess ................................................................................................................. June 21-28
Start of Summer Quarter ..................................................................................................... June 29
Independence Day Holiday ................................................................................................. July 4-6
Labor Day Holiday .............................................................................................................. September 7
Completion of Summer Quarter .......................................................................................... September 12
Commencement Exercises ................................................................................................. September 13
Fall Recess ......................................................................................................................... September 14-27
Start of Fall Quarter ............................................................................................................ September 28
Thanksgiving Recess .......................................................................................................... November 26-29
Completion of Fall Quarter .................................................................................................. December 19
Winter Holiday ..................................................................................................................... December 20-Jan.3
2027
Start of Winter Quarter ........................................................................................................ January 4
Martin Luther King Holiday .................................................................................................. January 18
Completion of Winter Quarter ............................................................................................. March 25
Spring Recess ..................................................................................................................... March 26-28
Start of Spring Quarter ........................................................................................................ March 29
Memorial Day Holiday ......................................................................................................... May 29-31
Completion of Spring Quarter ............................................................................................. June 19
Summer Recess ................................................................................................................. June 20-27
Start of Summer Quarter ..................................................................................................... June 28
Independence Day Holiday ................................................................................................. July 4-5
Labor Day Holiday .............................................................................................................. September 6
Completion of Summer Quarter .......................................................................................... September 11
Commencement Exercises ................................................................................................. September 12
Fall Recess ......................................................................................................................... September 13-26
Start of Fall Quarter ............................................................................................................ September 27
Thanksgiving Recess .......................................................................................................... November 25-28
Completion of Fall Quarter .................................................................................................. December 18
Winter Holiday ..................................................................................................................... December 19-Jan. 2
2028
Start of Winter Quarter ........................................................................................................ January 3
Martin Luther King Holiday .................................................................................................. January 17
Completion of Winter Quarter ............................................................................................. March 25
Start of Spring Quarter ........................................................................................................ March 27
Spring Recess ..................................................................................................................... April 14-16
Memorial Day Holiday ......................................................................................................... May 27-29
Completion of Spring Quarter ............................................................................................. June 17
Summer Recess ................................................................................................................. June 18-25
Start of Summer Quarter ..................................................................................................... June 26
Independence Day Holiday ................................................................................................. July 4
Labor Day Holiday .............................................................................................................. September 4
Completion of Summer Quarter .......................................................................................... September 9
Commencement Exercises ................................................................................................. September 10
Fall Recess ......................................................................................................................... September 11-24
Start of Fall Quarter ............................................................................................................ September 25
Thanksgiving Recess .......................................................................................................... November 23-26
Completion of Fall Quarter .................................................................................................. December 18
Winter Holiday ..................................................................................................................... December 19-Jan.1
45.
Academic Calendar
2026
Start of Winter Quarter January 5 ........................................................................................................
Martin Luther King Holiday January 19 ..................................................................................................
Completion of Winter Quarter March 28 ..............................................................................................
Start of Spring Quarter March 30 ........................................................................................................
Spring Recess April 3-5 .....................................................................................................................
Memorial Day Holiday May 23-25 .........................................................................................................
Completion of Spring Quarter June 20 ..............................................................................................
Summer Recess June 21-28 ..................................................................................................................
Start of Summer Quarter June 29 .....................................................................................................
Independence Day Holiday July 4-6 .................................................................................................
Labor Day Holiday September 7 ...............................................................................................................
Completion of Summer Quarter September 12 ...........................................................................................
Commencement Exercises September 13 ..................................................................................................
Fall Recess September 14-27 ..........................................................................................................................
Start of Fall Quarter September 28 .............................................................................................................
Thanksgiving Recess November 26-29 ..........................................................................................................
Completion of Fall Quarter December 19 ..................................................................................................
Winter Holiday December 20-Jan.3 .....................................................................................................................
2027
Start of Winter Quarter January 4 ........................................................................................................
Martin Luther King Holiday January 18 ..................................................................................................
Completion of Winter Quarter March 25 ..............................................................................................
Spring Recess March 26-28 .....................................................................................................................
Start of Spring Quarter March 29 ........................................................................................................
Memorial Day Holiday May 29-31 .........................................................................................................
Completion of Spring Quarter June 19 ..............................................................................................
Summer Recess June 20-27 ..................................................................................................................
Start of Summer Quarter June 28 .....................................................................................................
Independence Day Holiday July 4-5 .................................................................................................
Labor Day Holiday September 6 ...............................................................................................................
Completion of Summer Quarter September 11 ...........................................................................................
Commencement Exercises September 12 ..................................................................................................
Fall Recess September 13-26 ..........................................................................................................................
Start of Fall Quarter September 27 .............................................................................................................
Thanksgiving Recess November 25-28 ..........................................................................................................
Completion of Fall Quarter December 18 ..................................................................................................
Winter Holiday December 19-Jan. 2 .....................................................................................................................
2028
Start of Winter Quarter January 3 ........................................................................................................
Martin Luther King Holiday January 17 ..................................................................................................
Completion of Winter Quarter March 25 ..............................................................................................
Start of Spring Quarter March 27 ........................................................................................................
Spring Recess April 14-16 .....................................................................................................................
Memorial Day Holiday May 27-29 .........................................................................................................
Completion of Spring Quarter June 17 ..............................................................................................
Summer Recess June 18-25 ..................................................................................................................
Start of Summer Quarter June 26 .....................................................................................................
Independence Day Holiday July 4 .................................................................................................
Labor Day Holiday September 4 ...............................................................................................................
Completion of Summer Quarter September 9 ...........................................................................................
Commencement Exercises September 10 ..................................................................................................
Fall Recess September 11-24 ..........................................................................................................................
Start of Fall Quarter September 25 .............................................................................................................
Thanksgiving Recess November 23-26 ..........................................................................................................
Completion of Fall Quarter December 18 ..................................................................................................
Winter Holiday December 19-Jan.1 .....................................................................................................................
Academic Calendar
2026
Start of Winter Quarter January 5 ........................................................................................................
Martin Luther King Holiday January 19 ..................................................................................................
Completion of Winter Quarter March 28 ..............................................................................................
Start of Spring Quarter March 30 ........................................................................................................
Spring Recess April 3-5 .....................................................................................................................
Memorial Day Holiday May 23-25 .........................................................................................................
Completion of Spring Quarter June 20 ..............................................................................................
Summer Recess June 21-28 ..................................................................................................................
Start of Summer Quarter June 29 .....................................................................................................
Independence Day Holiday July 4-6 .................................................................................................
Labor Day Holiday September 7 ...............................................................................................................
Completion of Summer Quarter September 12 ...........................................................................................
Commencement Exercises September 13 ..................................................................................................
Fall Recess September 14-27 ..........................................................................................................................
Start of Fall Quarter September 28 .............................................................................................................
Thanksgiving Recess November 26-29 ..........................................................................................................
Completion of Fall Quarter December 19 ..................................................................................................
Winter Holiday December 20-Jan.3 .....................................................................................................................
2027
Start of Winter Quarter January 4 ........................................................................................................
Martin Luther King Holiday January 18 ..................................................................................................
Completion of Winter Quarter March 25 ..............................................................................................
Spring Recess March 26-28 .....................................................................................................................
Start of Spring Quarter March 29 ........................................................................................................
Memorial Day Holiday May 29-31 .........................................................................................................
Completion of Spring Quarter June 19 ..............................................................................................
Summer Recess June 20-27 ..................................................................................................................
Start of Summer Quarter June 28 .....................................................................................................
Independence Day Holiday July 4-5 .................................................................................................
Labor Day Holiday September 6 ...............................................................................................................
Completion of Summer Quarter September 11 ...........................................................................................
Commencement Exercises September 12 ..................................................................................................
Fall Recess September 13-26 ..........................................................................................................................
Start of Fall Quarter September 27 .............................................................................................................
Thanksgiving Recess November 25-28 ..........................................................................................................
Completion of Fall Quarter December 18 ..................................................................................................
Winter Holiday December 19-Jan. 2 .....................................................................................................................
2028
Start of Winter Quarter January 3 ........................................................................................................
Martin Luther King Holiday January 17 ..................................................................................................
Completion of Winter Quarter March 25 ..............................................................................................
Start of Spring Quarter March 27 ........................................................................................................
Spring Recess April 14-16 .....................................................................................................................
Memorial Day Holiday May 27-29 .........................................................................................................
Completion of Spring Quarter June 17 ..............................................................................................
Summer Recess June 18-25 ..................................................................................................................
Start of Summer Quarter June 26 .....................................................................................................
Independence Day Holiday July 4 .................................................................................................
Labor Day Holiday September 4 ...............................................................................................................
Completion of Summer Quarter September 9 ...........................................................................................
Commencement Exercises September 10 ..................................................................................................
Fall Recess September 11-24 ..........................................................................................................................
Start of Fall Quarter September 25 .............................................................................................................
Thanksgiving Recess November 23-26 ..........................................................................................................
Completion of Fall Quarter December 18 ..................................................................................................
Winter Holiday December 19-Jan.1 .....................................................................................................................